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Payments

Payments

Secure, convenient, and transparent payments for every Pottli Store order.

UPI Debit/Credit Cards Net Banking Wallets EMI (where available) Cash on Delivery*

Last updated: 14 Oct 2025

1) Accepted Payment Methods

  • UPI: Google Pay, PhonePe, Paytm UPI, BHIM, etc.
  • Cards: Visa, Mastercard, RuPay, Maestro, AmEx (where supported).
  • Net Banking: Supported major Indian banks.
  • Wallets: Popular wallets available via our gateway.
  • EMI: Not Available
  • Cash on Delivery (COD): Not Available

💡 Final availability of a payment method depends on your pincode, cart value, and gateway provider at the time of checkout.

2) Security & Compliance

  • Payments are processed through leading, PCI-DSS compliant payment gateways.
  • All transactions are protected with SSL encryption and multi-factor verification where applicable (3-D Secure/OTP).
  • Pottli Store does not store your full card/UPI credentials on our servers.

3) Taxes, Invoices & Pricing

  • All prices are in INR and inclusive of applicable taxes unless stated otherwise.
  • Tax/GST details appear on your order invoice emailed after successful payment.
  • Prices, offers, and promotional discounts may change without prior notice.

4) Cash on Delivery (COD)

  • Not Available
  • Please keep exact change; courier may not carry change.

5) Convenience Fees & EMI Charges

  • No convenience fee for UPI/Net Banking in most cases.
  • EMI transactions may attract bank interest/processing fees. The total will be shown at checkout before you pay.

6) Refunds, Reversals & Timelines

  • Approved refunds are initiated to the original payment method.
  • Typical timelines after we process the refund:
    • UPI / Wallets: 1–3 business days
    • Cards / Net Banking: 3–7 business days
    • EMI: As per bank cycle; principal + interest adjustments handled by the issuing bank
  • See full Returns & Refund Policy for eligibility and process.

Bank timelines are indicative; actual credit depends on your bank/payment provider.

7) Payment Failed but Amount Debited

If you were charged but didn’t receive an order confirmation within 60 minutes:

  • Check your email (and spam folder) for any confirmation.
  • Contact support with your payment reference/UTR and registered email/phone.
  • We’ll verify with the gateway and either confirm your order or initiate a reversal.

8) Order Verification

  • For high-value orders, we may perform quick verification (call/email) to prevent fraud.
  • Orders suspected of misuse or policy violation may be cancelled and refunded.

9) Disputes & Chargebacks

  • If you notice an unknown charge, contact us first. Most issues are resolved faster directly.
  • For bank-initiated chargebacks, share required documents promptly so we can assist.

10) Saving Cards & AutoPay

  • Where available, tokenized card saving is handled by the gateway per RBI guidelines.
  • We do not store raw card numbers, CVV, or UPI PINs.

Payment Options & Notes

Method Availability Fees Notes
UPI Most orders ₹0 Instant OTP/UPI approval
Cards (Visa/Master/RuPay/AmEx) Most orders ₹0 3-D Secure/OTP required
Net Banking Major banks ₹0 Bank portal redirect
Wallets Where supported ₹0 Gateway wallet list at checkout
Not Available EMI Eligible cards/orders Bank charges Shown at checkout before payment
Not Available COD Select pincodes ₹49 (≤ ₹1499) Exact cash preferred
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